Frequently Asked Questions
Who do you typically work with?
We work with retirees, professionals, and business owners — often clients with
$2M–$10M+ who want comprehensive planning and a long-term relationship.
Where are you located?
We’re based on the North Shore of Massachusetts and serve clients locally and
nationwide.
How are you paid?
We offer transparent pricing, typically through an asset-based fee or planning fee
depending on your needs. No commissions and no hidden incentives.
Do you work with my CPA and estate attorney?
Yes. Many of our best client outcomes come from coordinated planning with trusted professionals.
Do you only manage investments?
No. Investment management is just one part of our work. We provide comprehensive planning covering taxes, retirement income, estate strategy, and charitable planning.
What makes Twin Lights different?
We combine:
• Research-driven planning
• Clear, simple advice
• Deep personal relationships
Helping clients align their money with what matters most.
What is the first step?
We start with a conversation to understand your goals and determine if we’re a good fit.